Navigate government funding with confidence
A curated, actively maintained map of every major central and state funding scheme worth knowing — with honest eligibility notes and end-to-end application support.
Major government schemes
The four schemes that move the needle for most Indian MSMEs and startups.
SISFS
DPIIT-recognised startups incorporated within the last 2 years, applying through selected incubators.
PMEGP
Individuals above 18, SHGs, trusts, co-operatives setting up new micro-enterprises. Subsidy from 15% to 35%.
PMMY / Mudra
Non-corporate, non-farm micro and small enterprises needing collateral-free loans.
Stand-Up India
SC/ST and women entrepreneurs setting up new greenfield enterprises.
Guarantee schemes
If you don't have collateral, these schemes are how banks still lend to you.
Specialised funding programmes
CLCS-TUS
MSMEs upgrading technology and plant/machinery under eligible sub-sectors.
ISEC
Khadi institutions availing working capital loans from banks.
PSB 59
GST and ITR-compliant MSMEs seeking in-principle loan approval online.
SFURTI
Artisan and traditional industry clusters such as khadi, coir, handicrafts, bamboo, pottery.
SMILE
New and existing MSMEs in manufacturing and services under the Make in India initiative.
SRIJAN / SRI
MSMEs undertaking technology innovation and commercialisation.
Sector and state schemes
Beyond central flagships, state and sectoral programmes often offer the best effective capital.
ACT Grants
Non-profits and social enterprises working on healthcare, climate and livelihoods.
FSSAI Registration & Licence
All food businesses in India selling, manufacturing, importing or distributing food.
NGO Registration
Social purpose organisations registering as trusts, societies or Section 8 companies.
ZED Certification
Udyam-registered MSMEs pursuing Zero Defect Zero Effect quality certification.
iDEX — Innovations for Defence Excellence
Startups and innovators solving defence-sector problem statements.
FutureRise Funds
Early-stage startups in deep-tech, sustainability and healthtech.
Kerala Startup Mission (KSUM) Grants
Kerala-based startups incubated at KSUM-recognised incubators.
PM-KUSUM — Kisan Urja Suraksha evam Utthaan Mahabhiyan
Farmers, cooperatives, FPOs, panchayats and WUAs deploying solar for agriculture.
Startup Series Fund of Funds (FFS)
Startups funded by SEBI-registered AIFs that receive FFS capital.
Udyog Funding Programmes
MSMEs across manufacturing and services accessing central and state industrial promotion schemes.
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