NBFC Funding
NBFCs specialise in cashflow-based, unsecured and quick-turnaround loans. For MSMEs that don't fit PSU bank templates, NBFCs are the right answer.
Why it matters
NBFCs are faster, more flexible, and often willing to underwrite on cashflow and GST data instead of collateral. They charge more than PSU banks, but when timing matters, they're indispensable.
What's inside this service
NBFC panel access
Curated panel of RBI-registered NBFCs across sectors.
Cashflow-based underwriting
GST, bank statement and POS-based loan structuring.
Unsecured term loans
Up to ₹2 Cr for eligible MSMEs, typically 12–36 month tenure.
Invoice discounting
Monetise outstanding invoices through TReDS or private platforms.
Who this is for
- Minimum 12 months of operations
- Clean CIBIL and GST filings
- Monthly turnover typically above ₹5 lakh
Best-fit applicants
- MSMEs with steady GST or POS turnover
- Businesses rejected by PSU banks for file reasons
- Service businesses without hard collateral
Conditions and requirements
- Higher interest rates than PSU banks
- Processing fees and prepayment charges apply
- Personal guarantee from promoter usually required
How we deliver
- 01
Eligibility check
GST, bank statement and CIBIL review.
- 02
NBFC matching
We match you with two to three NBFCs from our panel.
- 03
Application
Document pack shared with selected NBFCs.
- 04
Sanction
Best sanction terms negotiated and accepted.
- 05
Disbursement
Typically within 3–7 working days post-sanction.
What you'll need
- ✓PAN, GST, Udyam
- ✓Bank statements (12 months)
- ✓ITR (2 years)
- ✓KYC of promoter
Questions we hear a lot
Begin your NBFC Funding journey
A free first consultation and an honest assessment before any paperwork.