Loans
We structure loan applications across PSU banks, private banks, and SFBs. CGTMSE coverage where eligible, subsidy-linked schemes where available.
Why it matters
Most loan rejections are not about the borrower — they're about the file. Banks reject files for mismatched ITRs, missing projections, vague purpose, or poor structuring. We fix the file before it goes in.
What's inside this service
Loan structuring
Term loan, working capital, composite loan, overdraft — we pick the right mix.
CGTMSE coverage
Collateral-free coverage under CGTMSE where eligible.
Subsidy-linked schemes
PMEGP, PMMY, Stand-Up India, CLCS-TUS, state interest subvention.
Bank selection
We match your profile to the right PSU, private bank, or SFB.
Project report
Bank-format project report with financials, ratios and repayment schedule.
Who this is for
- Varies by loan product and scheme
- Clean CIBIL and no active NPA with any lender
Best-fit applicants
- MSMEs and proprietorships
- Startups with revenue
- Professionals with steady billing
- First-generation entrepreneurs under PMEGP, Stand-Up India, Mudra
Conditions and requirements
- Collateral or CGTMSE coverage depending on loan size
- Promoter margin contribution (typically 5–25%)
- Repayment schedule based on cashflow
How we deliver
- 01
Eligibility check
CIBIL pull, scheme fit and loan type decided.
- 02
File building
Project report, financials, KYC.
- 03
Bank selection and filing
Right bank chosen, application filed.
- 04
Appraisal and sanction
Follow-up with the credit manager until sanction.
- 05
Disbursement
Documentation, mortgage (if any), disbursement.
What you'll need
- ✓Business registration, GST, Udyam
- ✓ITR (3 years) and audited financials (2 years)
- ✓Bank statements (12 months)
- ✓KYC of promoters and guarantors
- ✓Quotations for machinery or project cost
Questions we hear a lot
Begin your Loans journey
A free first consultation and an honest assessment before any paperwork.