Mudra Loan Scheme
How Shishu, Kishore, Tarun and Tarun Plus Work
Collateral-free MSME credit, explained category by category.
The four categories
Collateral-free MSME credit, explained category by category.
Shishu (≤₹50K), Kishore (₹50K–₹5L), Tarun (₹5L–₹10L), Tarun Plus (₹10L–₹20L for borrowers with clean repayment history).
In This Guide
Where to apply
Any scheduled commercial bank, small finance bank, RRB, MFI or eligible NBFC. Applications can go through the Jan Samarth portal or directly at a branch.
What banks actually look for
Clean KYC, a clear purpose, a realistic projection, and bank-statement discipline. Shishu is near-automatic for eligible files; Tarun takes more work.
Highlights
The four categories
- •Shishu (≤₹50K), Kishore (₹50K–₹5L), Tarun (₹5L–₹10L), Tarun Plus (₹10L–₹20L for borrowers with clean repayment history).
Where to apply
- •Any scheduled commercial bank, small finance bank, RRB, MFI or eligible NBFC. Applications can go through the Jan Samarth portal or directly at a branch.
What banks actually look for
- •Clean KYC, a clear purpose, a realistic projection, and bank-statement discipline. Shishu is near-automatic for eligible files; Tarun takes more work.
How Info Tree Services Helps
Info Tree helps founders navigate Mudra Loan Scheme and related funding routes:
- Free eligibility check to identify the schemes and grants your business qualifies for.
- Application support including documentation, project summaries, and milestone planning.
- End-to-end assistance from scheme selection through submission and follow-up.
Info Tree's Role in Your Funding Journey
From eligibility check to application filing, Info Tree supports you at every step:
- Map your business to the right funding route for your stage and sector.
- Prepare application documents aligned with reviewer expectations.
- Track submissions and support post-approval compliance where needed.
Conclusion
Clean KYC, a clear purpose, a realistic projection, and bank-statement discipline. Shishu is near-automatic for eligible files; Tarun takes more work.
- Related topic: Mudra
- Related topic: loan