What CGSS is
CGSS — the Credit Guarantee Scheme for Startups — provides credit guarantees on loans to DPIIT-recognised startups through eligible lending institutions.
Coverage and eligibility
Coverage extends to term loans and working capital from member institutions, with a ceiling on maximum guarantee per borrower.
- Eligible: DPIIT-recognised startups
- Loan type: working capital or term loan
- No collateral required from borrower
How it's different from CGTMSE
CGTMSE covers MSMEs broadly; CGSS is specifically structured for startups, with more flexibility around intangible assets and early-stage financials.
Next step
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