CGSS
Credit Guarantee Scheme for Startups Explained
CGSS is the startup-specific credit guarantee scheme that unlocks collateral-free loans for DPIIT-recognised startups.
What CGSS is
CGSS is the startup-specific credit guarantee scheme that unlocks collateral-free loans for DPIIT-recognised startups.
CGSS — the Credit Guarantee Scheme for Startups — provides credit guarantees on loans to DPIIT-recognised startups through eligible lending institutions.
Key Points
CGSS is the startup-specific credit guarantee scheme that unlocks collateral-free loans for DPIIT-recognised startups.
- Eligible: DPIIT-recognised startups
- Loan type: working capital or term loan
- No collateral required from borrower
In This Guide
Coverage and eligibility
Coverage extends to term loans and working capital from member institutions, with a ceiling on maximum guarantee per borrower.
How it's different from CGTMSE
CGTMSE covers MSMEs broadly; CGSS is specifically structured for startups, with more flexibility around intangible assets and early-stage financials.
Highlights
Coverage and eligibility
- •Eligible: DPIIT-recognised startups
- •Loan type: working capital or term loan
- •No collateral required from borrower
How Info Tree Services Helps
Info Tree helps founders navigate CGSS and related funding routes:
- Free eligibility check to identify the schemes and grants your business qualifies for.
- Application support including documentation, project summaries, and milestone planning.
- End-to-end assistance from scheme selection through submission and follow-up.
Info Tree's Role in Your Funding Journey
From eligibility check to application filing, Info Tree supports you at every step:
- Map your business to the right funding route for your stage and sector.
- Prepare application documents aligned with reviewer expectations.
- Track submissions and support post-approval compliance where needed.
Conclusion
CGTMSE covers MSMEs broadly; CGSS is specifically structured for startups, with more flexibility around intangible assets and early-stage financials.
- Related topic: CGSS
- Related topic: startup
- Related topic: guarantee