PMEGP Loan Scheme
The Complete Application Guide
Eligibility, subsidy slabs, documents, common pitfalls — and exactly how to get your file approved.
Before you apply
Eligibility, subsidy slabs, documents, common pitfalls — and exactly how to get your file approved.
Confirm you're starting a new unit, not expanding an existing one. Confirm your education qualification meets the threshold for your project size.
In This Guide
Subsidy slabs
15–35% depending on category and location. Women, SC/ST, OBC, minorities, NE region and hill area applicants qualify for the higher slabs.
The DPR is everything
A bank-quality detailed project report is the single biggest difference between an approved and a rejected PMEGP file. Generic downloads will be rejected.
After sanction
Subsidy is parked in a lock-in account for three years. Premature closure can trigger clawback.
Highlights
Before you apply
- •Confirm you're starting a new unit, not expanding an existing one. Confirm your education qualification meets the threshold for your project size.
Subsidy slabs
- •15–35% depending on category and location. Women, SC/ST, OBC, minorities, NE region and hill area applicants qualify for the higher slabs.
The DPR is everything
- •A bank-quality detailed project report is the single biggest difference between an approved and a rejected PMEGP file. Generic downloads will be rejected.
After sanction
- •Subsidy is parked in a lock-in account for three years. Premature closure can trigger clawback.
How Info Tree Services Helps
Info Tree helps founders navigate PMEGP Loan Scheme and related funding routes:
- Free eligibility check to identify the schemes and grants your business qualifies for.
- Application support including documentation, project summaries, and milestone planning.
- End-to-end assistance from scheme selection through submission and follow-up.
Info Tree's Role in Your Funding Journey
From eligibility check to application filing, Info Tree supports you at every step:
- Map your business to the right funding route for your stage and sector.
- Prepare application documents aligned with reviewer expectations.
- Track submissions and support post-approval compliance where needed.
Conclusion
Subsidy is parked in a lock-in account for three years. Premature closure can trigger clawback.
- Related topic: PMEGP
- Related topic: loan