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PMEGP Loan Scheme: The Complete Application Guide

Eligibility, subsidy slabs, documents, common pitfalls — and exactly how to get your file approved.

2 September 2025·11 min read
#PMEGP#loan

Before you apply

Confirm you're starting a new unit, not expanding an existing one. Confirm your education qualification meets the threshold for your project size.

Subsidy slabs

15–35% depending on category and location. Women, SC/ST, OBC, minorities, NE region and hill area applicants qualify for the higher slabs.

The DPR is everything

A bank-quality detailed project report is the single biggest difference between an approved and a rejected PMEGP file. Generic downloads will be rejected.

After sanction

Subsidy is parked in a lock-in account for three years. Premature closure can trigger clawback.

Next step

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