Can a male general-category entrepreneur use Stand-Up India?

No. Stand-Up India is reserved for SC/ST and women entrepreneurs.

Is the project cost limit ₹1 Cr?

The loan limit is ₹1 Cr. With the 15% promoter margin, project cost can go up to around ₹1.18 Cr.

Stand-Up India in Chhatrapati Sambhaji Nagar — Eligibility, Funding & How to Apply | Info Tree

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Overview

This guide is tailored for applicants in Chhatrapati Sambhaji Nagar. Launched in 2016, Stand-Up India targets financial inclusion at the grassroots level by mandating every bank branch to facilitate at least one loan to an SC/ST and one loan to a woman entrepreneur for a new enterprise.

Why it matters

Local support in Chhatrapati Sambhaji Nagar: Infotree's consultants understand the local business ecosystem and help Chhatrapati Sambhaji Nagar-based founders, MSMEs and entrepreneurs apply with confidence.

Key features

Loans between ₹10 lakh and ₹1 crore
Covers up to 85% of the project cost (composite loan — term loan + working capital)
CGTMSE-type credit guarantee under CGFSI
Handholding support through SIDBI and NABARD
Repayment up to 7 years with moratorium up to 18 months

Eligibility

SC/ST and/or women entrepreneurs above 18 years
Loans only for greenfield (new) projects in manufacturing, services, trading or agri-allied
In non-individual entities, 51%+ shareholding must be with SC/ST or women promoter
Borrower should not be in default with any bank

Benefits

Composite loan covering capex and working capital
Credit guarantee reducing collateral burden
Handholding support for first-time borrowers
Direct focus on financial inclusion

Required documents

✓KYC of promoters
✓Caste certificate (for SC/ST)
✓Project report
✓Quotations and project cost details
✓Business registration (if already incorporated)

Application process

1
Eligibility check
Confirm SC/ST or woman promoter status and greenfield project.
2
Project report
Detailed project report with composite loan structure.
3
Apply via Jan Samarth
Submit through standupmitra.in or Jan Samarth portal.
4
Bank processing
Assigned branch processes the application with handholding support.
5
Sanction and disbursement
Loan sanctioned and disbursed; guarantee activated.

Common pitfalls

!Applying for an existing business (Stand-Up India is strictly greenfield)
!Not meeting 51% SC/ST or woman shareholding criterion for non-individual entities

FAQs

Yes. Stand-Up India are open to eligible applicants based in Chhatrapati Sambhaji Nagar. Infotree Services Private Limited helps Chhatrapati Sambhaji Nagar startups, founders, MSMEs and entrepreneurs check eligibility, prepare the project report and pitch deck, and file the application end-to-end.

Conclusion

For businesses and entrepreneurs in Chhatrapati Sambhaji Nagar, Infotree Services Private Limited can guide your Stand-Up India application from eligibility to disbursement.

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Stand-Up India in Chhatrapati Sambhaji Nagar